Credit Counseling

Credit counseling is a requirement for persons who file for bankruptcy protection under the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). Under the provision, those who file must attend a credit counseling session prior to filing a Chapter 7 or Chapter 13 Bankruptcy petition. They are also required to attend additional budget and credit counseling sessions prior to the discharge of their debt.

Consulting a bankruptcy attorney to discuss your options for erasing or restructuring your debt is always a good idea. Find out what bankruptcy or Debt Elimination can do to improve your credit problems. If you have already had to pay some of your bills late, you probably already have damaged your credit score.

Sometimes bankruptcy can be a solution to your debt problems, especially if your over 10,000 dollars in debt. It will be included on your credit report for 7 to 10 years. If you have late payments and charge-offs on your credit report already, bankruptcy may provide you a chance at a fresh start to begin rebuilding your credit.

Bankruptcy Corner is here to provide you with answers to your questions about bankruptcy. Browse the site to find answers about Chapter 13 and Chapter 7 Bankruptcy. Look for explanations about the process of filing for bankruptcy and keeping your home safe for foreclosure.

A free consultation with one of our dedicated bankruptcy attorneys will give you a better understanding of your options. From complete debt forgiveness under Chapter 7 bankruptcy, to debt restructuring under Chapter 13 bankruptcy, we are here to help you chart a path to a debt free future.

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